Free UK money calculators

Work it out in pounds and pence: take-home pay, tax, mortgages, savings and more, kept up to date with HMRC rates.

Take-Home PaySalary after tax, NI, pension and student loan.Popular Pay RiseWhat a rise really adds to your monthly pay.New Pro-Rata SalaryPart-time pay from a full-time salary.New Hourly to SalaryConvert an hourly rate to yearly, monthly and weekly pay.New Part-Time PayTake-home pay from your hourly rate and hours.New Compare Two JobsWhich job offer leaves you better off each month.New Two JobsTake-home with a second job, and the BR tax code.New Maternity & Paternity PayStatutory pay for each week of your leave.New Sick PayStatutory Sick Pay from day one, or company sick pay.New Holiday EntitlementYour paid holiday in days or hours, and what’s left.New Redundancy PayYour legal minimum redundancy pay from April 2026.New OvertimeOvertime pay at time and a half or double time.New VATAdd or remove UK VAT at 20%, 5% or any rate.Updated 2026/27 Self-Employed TaxIncome Tax and Class 4 NI on your profits.New Income TaxYour Income Tax bill, band by band.New Dividend TaxTax on dividends from shares or your company.New Capital Gains TaxTax on selling property, shares or crypto.New Inheritance TaxTax on an estate, with the home and spouse allowances.New Stamp DutySDLT for movers, first-time buyers and second homes.Updated 2026/27 Mortgage & LoanMonthly payments, total interest and a repayment table.Mortgage OverpaymentInterest saved and years cut by paying extra.New How Much Can I Borrow?A quick guide to what lenders may offer you.New Council TaxYour bill by band, with the single person discount.New Rental YieldGross and net yield on a buy-to-let.New Compound InterestHow your savings grow with regular deposits.New PensionWhat your pension pot could be worth when you retire.New Car FinancePCP, hire purchase or a loan: monthly cost and total.New Loan OverpaymentPay off car finance or a loan early and save.New Student LoanWhat you repay, and whether it’ll be written off.New Credit Card PayoffHow long to clear a card and the interest you’ll pay.New PercentagePercent of a number, percentage change and more.DiscountSale price and savings from a percentage off.New

Try it now: your monthly payslip

Type your salary and see where every pound goes. The full calculator adds pensions, student loans, tax codes, bonuses and Scottish rates, or works backwards from the take-home you want.

Open the full take-home calculator

Monthly payslipTax year 2026/27

Your yearly salary

Gross pay£2,666.67

Income Tax−£323.83

National Insurance−£129.53

Take-home pay£2,213.30

England, Wales and NI rates, no pension or student loan. Add pension, student loan or Scottish tax

Made for the UK

HMRC tax bands, Scottish income tax, student loan plans and stamp duty for England and NI.

Shows its working

Every calculator explains the formula behind the answer, with worked examples you can check yourself.

Private by design

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